{"schema_version":"secwatch.filing_event.v1","accession":"0000708781-26-000036","form_type":"8-K","ticker":"CASS","cik":"0000708781","company_name":"CASS INFORMATION SYSTEMS INC","filed_at":"2026-10-22T12:20:23+00:00","discovered_at":"2026-10-22T12:25:00.195944+00:00","generated_at":"2026-10-22T12:25:05.601028+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.68,"calibrated_materiality_score":0.68,"confidence":"high","headline":"Cass Information Systems Q3 2026 EPS $0.81, up 19.1% YoY; dividend raised to $0.34 per share","bullets":["Q3 2026 net income $10.6M and diluted EPS $0.81, up 16.1% and 19.1% YoY; adjusted diluted EPS from continuing operations $0.81 vs $0.69.","Net interest margin expanded to 4.02% from 3.87%; net interest income rose $1.9M (+8.9%) and financial fees $1.2M (+11.8%).","Total revenues increased $2.6M, or 5.3% YoY; transportation dollar volumes rose 14.5% and average deposits grew $79.2M (+7.8%).","Return on average equity was 17.46%; nine-month 2026 diluted EPS $2.29 versus $1.99 in the prior-year period.","Board declared a Q4 dividend of $0.34 per share, up $0.02, payable Dec. 14, 2026 to shareholders of record Dec. 4, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0000708781-26-000036","json":"https://secwatch.observer/filing/0000708781-26-000036.json","markdown":"https://secwatch.observer/filing/0000708781-26-000036.md","text":"https://secwatch.observer/filing/0000708781-26-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000036/0000708781-26-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000036/cass-20261020.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-22T12:25:05.601028+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}