{"schema_version":"secwatch.filing_event.v1","accession":"0000708955-23-000006","form_type":"8-K","ticker":"FFBC","cik":"0000708955","company_name":"FIRST FINANCIAL BANCORP /OH/","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.825907+00:00","generated_at":"2026-06-20T08:39:59.799438+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Financial Q4 EPS $0.73; record revenue; loan growth 20.3% annualized","bullets":["Net income $69.1M ($0.73 diluted EPS) vs $55.7M ($0.59) in Q3 2022.","Record quarterly revenue driven by net interest income and record fee income.","Net interest margin (FTE) 4.47%, up 49 bp from linked quarter on higher asset yields.","Loan balances grew $501.5M (20.3% annualized); Summit contributed $129.7M.","Record noninterest income of $56.0M; foreign exchange and leasing income at all-time highs."],"urls":{"canonical":"https://secwatch.observer/filing/0000708955-23-000006","json":"https://secwatch.observer/filing/0000708955-23-000006.json","markdown":"https://secwatch.observer/filing/0000708955-23-000006.md","text":"https://secwatch.observer/filing/0000708955-23-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708955/000070895523000006/0000708955-23-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708955/000070895523000006/ffbc-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:39:59.799438+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f5e6ee094804a885e1b7efb28193d2e013e987ec","claim":"FIRST FINANCIAL BANCORP /OH/ reported the three and twelve months ended December 31, 2022 results: net income $69.1 million, EPS $0.73 per diluted common share.","evidence_excerpt":"First Financial Bancorp. (the \"Company\") issued its earnings press release that included its results of operations and financial condition for the twelve months and fourth quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/708955/000070895523000006/0000708955-23-000006-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and twelve months ended December 31, 2022"},{"label":"Net income","value":"$69.1 million"},{"label":"EPS","value":"$0.73 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}