secwatch.observer — SEC 8-K summary
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Issuer:     FIRST FINANCIAL BANCORP /OH/ (FFBC)
CIK:        0000708955
Form:       8-K
Filed at:   2023-01-26T23:59:59+00:00
Accession:  0000708955-23-000006
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Financial Q4 EPS $0.73; record revenue; loan growth 20.3% annualized
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- Net income $69.1M ($0.73 diluted EPS) vs $55.7M ($0.59) in Q3 2022.
- Record quarterly revenue driven by net interest income and record fee income.
- Net interest margin (FTE) 4.47%, up 49 bp from linked quarter on higher asset yields.
- Loan balances grew $501.5M (20.3% annualized); Summit contributed $129.7M.
- Record noninterest income of $56.0M; foreign exchange and leasing income at all-time highs.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/708955/000070895523000006/0000708955-23-000006-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/708955/000070895523000006/ffbc-20230126.htm
  HTML page:      https://secwatch.observer/filing/0000708955-23-000006

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