{"schema_version":"secwatch.filing_event.v1","accession":"0000708955-23-000052","form_type":"8-K","ticker":"FFBC","cik":"0000708955","company_name":"FIRST FINANCIAL BANCORP /OH/","filed_at":"2023-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.782492+00:00","generated_at":"2026-06-09T15:05:54.644810+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Financial Bancorp Q3 EPS $0.66 ($0.67 adj); net interest margin 4.33%; dividend $0.23","bullets":["Diluted EPS of $0.66 ($0.67 adjusted); net income $63.1M; adjusted EPS up 10% YoY.","Net interest margin (FTE) 4.33%, down 15 bp from Q2; loan growth $96.6M (3.6% annualized).","Adjusted fee income $56.8M; record wealth management $6.9M; leasing income $14.5M (+41.6% linked quarter).","Noninterest expense $122.0M ($121.5M adj); efficiency ratio 57.5% (57.3% adj).","Quarterly dividend of $0.23 per share approved by Board."],"urls":{"canonical":"https://secwatch.observer/filing/0000708955-23-000052","json":"https://secwatch.observer/filing/0000708955-23-000052.json","markdown":"https://secwatch.observer/filing/0000708955-23-000052.md","text":"https://secwatch.observer/filing/0000708955-23-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708955/000070895523000052/0000708955-23-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708955/000070895523000052/ffbc-20231024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T15:05:54.644810+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7f45b6f0ff2944d4bed0096a3c21fdc328e31016","claim":"FIRST FINANCIAL BANCORP /OH/ reported three and nine months ended September 30, 2023 results: net income $63.1 million, EPS $0.66 per diluted common share.","evidence_excerpt":"On October 24, 2023, First Financial Bancorp. (the \"Company\") issued its earnings press release that included its results of operations and financial condition for the first nine months and third quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/708955/000070895523000052/0000708955-23-000052-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three and nine months ended September 30, 2023"},{"label":"Net income","value":"$63.1 million"},{"label":"EPS","value":"$0.66 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}