secwatch.observer — SEC 8-K summary
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Issuer:     FIRST FINANCIAL BANCORP /OH/ (FFBC)
CIK:        0000708955
Form:       8-K
Filed at:   2023-10-24T23:59:59+00:00
Accession:  0000708955-23-000052
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Financial Bancorp Q3 EPS $0.66 ($0.67 adj); net interest margin 4.33%; dividend $0.23
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- Diluted EPS of $0.66 ($0.67 adjusted); net income $63.1M; adjusted EPS up 10% YoY.
- Net interest margin (FTE) 4.33%, down 15 bp from Q2; loan growth $96.6M (3.6% annualized).
- Adjusted fee income $56.8M; record wealth management $6.9M; leasing income $14.5M (+41.6% linked quarter).
- Noninterest expense $122.0M ($121.5M adj); efficiency ratio 57.5% (57.3% adj).
- Quarterly dividend of $0.23 per share approved by Board.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/708955/000070895523000052/0000708955-23-000052-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/708955/000070895523000052/ffbc-20231024.htm
  HTML page:      https://secwatch.observer/filing/0000708955-23-000052

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