{"schema_version":"secwatch.filing_event.v1","accession":"0000708955-24-000008","form_type":"8-K","ticker":"FFBC","cik":"0000708955","company_name":"FIRST FINANCIAL BANCORP /OH/","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.716387+00:00","generated_at":"2026-06-06T18:44:07.710689+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"FFBC Q4 2023 EPS $0.60 ($0.62 adj); loan growth 10.7% annualized; TBV up 13.5%","bullets":["Net income $56.7M, diluted EPS $0.60; adjusted EPS $0.62 (Non-GAAP).","Net interest margin (FTE) 4.26%, down 7bp from Q3 due to higher funding costs.","Loans grew $286.4M (10.7% annualized); average deposits up 12.9% annualized.","Tangible book value increased $1.47 per share (13.5% from Q3).","Board declared $0.23 quarterly dividend; credit trends stable to improving."],"urls":{"canonical":"https://secwatch.observer/filing/0000708955-24-000008","json":"https://secwatch.observer/filing/0000708955-24-000008.json","markdown":"https://secwatch.observer/filing/0000708955-24-000008.md","text":"https://secwatch.observer/filing/0000708955-24-000008.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708955/000070895524000008/0000708955-24-000008-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708955/000070895524000008/ffbc-20240125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T18:44:07.710689+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1ec9fcc94fb6f0332c1ee11675cc5e5aa356e4de","claim":"FIRST FINANCIAL BANCORP /OH/ reported twelve months ended December 31, 2023 results: EPS $2.69 per diluted share.","evidence_excerpt":"For the twelve months ended December 31, 2023, First Financial had earnings per diluted share of $2.69 compared to $2.30 for the same period in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/708955/000070895524000008/0000708955-24-000008-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"twelve months ended December 31, 2023"},{"label":"EPS","value":"$2.69 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"4ccdaafd9919688c104d60c5ef927f013c38687f","claim":"FIRST FINANCIAL BANCORP /OH/ reported three months ended December 31, 2023 results: net income net income of $56.7 million, EPS $0.60 per diluted common share.","evidence_excerpt":"For the three months ended December 31, 2023, the Company reported net income of $56.7 million, or $0.60 per diluted common share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/708955/000070895524000008/0000708955-24-000008-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended December 31, 2023"},{"label":"Net income","value":"net income of $56.7 million"},{"label":"EPS","value":"$0.60 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}