secwatch.observer — SEC 8-K summary
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Issuer:     FIRST FINANCIAL BANCORP /OH/ (FFBC)
CIK:        0000708955
Form:       8-K
Filed at:   2024-01-25T23:59:59+00:00
Accession:  0000708955-24-000008
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

FFBC Q4 2023 EPS $0.60 ($0.62 adj); loan growth 10.7% annualized; TBV up 13.5%
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- Net income $56.7M, diluted EPS $0.60; adjusted EPS $0.62 (Non-GAAP).
- Net interest margin (FTE) 4.26%, down 7bp from Q3 due to higher funding costs.
- Loans grew $286.4M (10.7% annualized); average deposits up 12.9% annualized.
- Tangible book value increased $1.47 per share (13.5% from Q3).
- Board declared $0.23 quarterly dividend; credit trends stable to improving.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/708955/000070895524000008/0000708955-24-000008-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/708955/000070895524000008/ffbc-20240125.htm
  HTML page:      https://secwatch.observer/filing/0000708955-24-000008

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer