---
schema_version: "secwatch.filing_event.v1"
accession: "0000708955-24-000023"
form_type: "8-K"
ticker: "FFBC"
cik: "0000708955"
company_name: "FIRST FINANCIAL BANCORP /OH/"
filed_at: "2024-04-25T23:59:59+00:00"
generated_at: "2026-06-03T08:42:43.754288+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Financial Q1 EPS $0.53 ($0.59 adjusted); acquires Agile Premium Finance

## Summary
- Net income $50.7M; diluted EPS $0.53; adjusted EPS $0.59.
- Net interest margin (FTE) 4.10%, down 16 bp QoQ on higher funding costs.
- Loan growth $271.9M (10% annualized); Agile Premium Finance acquired Feb 29 for $93.4M in loans.
- Quarterly dividend raised to $0.23 per share, approved by Board.
- Tangible common equity ratio improved to 7.23%.

## SEC filing metadata
- accession: 0000708955-24-000023
- form_type: 8-K
- ticker: FFBC
- cik: 0000708955
- company_name: FIRST FINANCIAL BANCORP /OH/
- filed_at: 2024-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/708955/000070895524000023/0000708955-24-000023-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/708955/000070895524000023/ffbc-20240425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000708955-24-000023
- JSON: https://secwatch.observer/filing/0000708955-24-000023.json
- Plain text: https://secwatch.observer/filing/0000708955-24-000023.txt

## Key facts
- Earnings Releases
  FIRST FINANCIAL BANCORP /OH/ reported the three months ended March 31, 2024 results: net income $50.7 million, EPS $0.53 per diluted common share.
  - Period: the three months ended March 31, 2024
  - Net income: $50.7 million
  - EPS: $0.53 per diluted common share
  - Result: reported results
  source text: For the three months ended March 31, 2024, the Company reported net income of $50.7 million, or $0.53 per diluted common share.
  evidence_url: https://www.sec.gov/Archives/edgar/data/708955/000070895524000023/0000708955-24-000023-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.