{"schema_version":"secwatch.filing_event.v1","accession":"0000708955-25-000065","form_type":"8-K","ticker":"FFBC","cik":"0000708955","company_name":"FIRST FINANCIAL BANCORP /OH/","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.196893+00:00","generated_at":"2026-05-18T02:48:50.559895+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Financial Bancorp Q2 EPS $0.73 ($0.74 adj.); record revenue $226.3M; dividend raised to $0.25","bullets":["Net income $70.0M ($0.73 diluted EPS); adjusted EPS $0.74; ROAA 1.52% (adjusted 1.54%).","Record quarterly revenue $226.3M; net interest margin (FTE) 4.05%, up 17 bp from Q1.","Board approved quarterly dividend increase to $0.25 per share.","Net charge-offs 0.21% of total loans; TCE ratio 8.40%; ROATCE ~20%."],"urls":{"canonical":"https://secwatch.observer/filing/0000708955-25-000065","json":"https://secwatch.observer/filing/0000708955-25-000065.json","markdown":"https://secwatch.observer/filing/0000708955-25-000065.md","text":"https://secwatch.observer/filing/0000708955-25-000065.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708955/000070895525000065/0000708955-25-000065-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708955/000070895525000065/ffbc-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:48:50.559895+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}