secwatch.observer — SEC 8-K summary ====================================== Issuer: FIRST FINANCIAL BANCORP /OH/ (FFBC) CIK: 0000708955 Form: 8-K Filed at: 2025-07-24T23:59:59+00:00 Accession: 0000708955-25-000065 Event type: earnings Sentiment: positive Materiality: 0.65 Item codes: 2.02, 9.01 LLM model: deepseek-v4-flash:cloud@v2 First Financial Bancorp Q2 EPS $0.73 ($0.74 adj.); record revenue $226.3M; dividend raised to $0.25 -------------------------------------------------------------------------------- - Net income $70.0M ($0.73 diluted EPS); adjusted EPS $0.74; ROAA 1.52% (adjusted 1.54%). - Record quarterly revenue $226.3M; net interest margin (FTE) 4.05%, up 17 bp from Q1. - Board approved quarterly dividend increase to $0.25 per share. - Net charge-offs 0.21% of total loans; TCE ratio 8.40%; ROATCE ~20%. Source: EDGAR index: https://www.sec.gov/Archives/edgar/data/708955/000070895525000065/0000708955-25-000065-index.htm Primary doc: https://www.sec.gov/Archives/edgar/data/708955/000070895525000065/ffbc-20250724.htm HTML page: https://secwatch.observer/filing/0000708955-25-000065 License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer