{"schema_version":"secwatch.filing_event.v1","accession":"0000708955-26-000088","form_type":"8-K","ticker":"FFBC","cik":"0000708955","company_name":"FIRST FINANCIAL BANCORP /OH/","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.664720+00:00","generated_at":"2026-05-15T04:42:41.098242+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Financial Bancorp Q1 adjusted EPS $0.77; authorizes 5M share buyback","bullets":["Diluted EPS $0.71 GAAP, $0.77 adjusted; net income $74.4M vs $62.4M prior quarter.","Record adjusted quarterly revenue $265.3M; net interest margin 3.99% on FTE basis.","BankFinancial acquisition closed Jan 1, 2026; contributed $227.7M in loans.","Board authorized repurchase of up to 5M shares (~4.8% of outstanding) through Dec 31, 2027.","Noninterest income $75.6M adjusted; wealth management record $10.5M; FX income $16.3M."],"urls":{"canonical":"https://secwatch.observer/filing/0000708955-26-000088","json":"https://secwatch.observer/filing/0000708955-26-000088.json","markdown":"https://secwatch.observer/filing/0000708955-26-000088.md","text":"https://secwatch.observer/filing/0000708955-26-000088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708955/000070895526000088/0000708955-26-000088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708955/000070895526000088/ffbc-20260423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:42:41.098242+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6b4ea161d63a5bcba6bd332f43b4e43a529b150f","claim":"FIRST FINANCIAL BANCORP /OH/ reported the three months ended March 31, 2026 results: revenue $265.3 million on an adjusted (1) basis, net income $74.4 million, EPS $0.71 per diluted common share.","evidence_excerpt":"in such filing. --- EX-99.1 (EX-99.1) --- First Financial Bancorp Announces First Quarter 2026 Financial Results • Earnings per diluted share of $0.71; $0.77 on an adjusted (1) basis • Return on average assets of 1.34%; 1.45% on an adjusted (1) basis • Net interest margin on FTE basis (1) of 3.99% • Record quarterly revenue of $265.3 million on an","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/708955/000070895526000088/0000708955-26-000088-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2026"},{"label":"Revenue","value":"$265.3 million on an adjusted (1) basis"},{"label":"Net income","value":"$74.4 million"},{"label":"EPS","value":"$0.71 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}