{"schema_version":"secwatch.filing_event.v1","accession":"0000711669-22-000133","form_type":"8-K","ticker":"CBAN","cik":"0000711669","company_name":"COLONY BANKCORP INC","filed_at":"2022-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.968668+00:00","generated_at":"2026-06-24T10:29:00.508197+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Colony Bankcorp Q2 net income falls to $3.4M ($0.19 EPS); loan growth strong but provision up sharply","bullets":["Net income $3.4M, or $0.19 diluted EPS, down from $5.3M ($0.34) in Q1 2022 and $4.0M ($0.42) in Q2 2021.","Provision for loan losses of $1.1M in Q2 2022, up from $50K in Q1 and $0 in Q2 2021, driven by loan growth.","Total loans (ex-PPP) grew $99M to $1.5B, up 7.3% QoQ; mortgage production $113.7M, SBSL closed $21M.","Board declared $0.1075 quarterly dividend, payable Aug 20 to holders of record Aug 6.","Non-recurring charges of $1.35M related to efficiency project; accelerated amortization of FHLB advances $751K."],"urls":{"canonical":"https://secwatch.observer/filing/0000711669-22-000133","json":"https://secwatch.observer/filing/0000711669-22-000133.json","markdown":"https://secwatch.observer/filing/0000711669-22-000133.md","text":"https://secwatch.observer/filing/0000711669-22-000133.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/711669/000071166922000133/0000711669-22-000133-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/711669/000071166922000133/cban-20220721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T10:29:00.508197+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}