---
schema_version: "secwatch.filing_event.v1"
accession: "0000711669-22-000173"
form_type: "8-K"
ticker: "CBAN"
cik: "0000711669"
company_name: "COLONY BANKCORP INC"
filed_at: "2022-10-21T23:59:59+00:00"
generated_at: "2026-06-23T02:06:08.157906+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Colony Bankcorp Q3 net income $5.3M ($0.30/diluted); declares $0.1075 dividend and $12M buyback

## Summary
- Net income $5.3M ($0.30 diluted EPS) vs Q2 $3.4M ($0.19); operating EPS $0.30 stable sequentially.
- Total loans $1.59B, +9.21% QoQ; provision for loan losses $1.3M vs $1.1M in Q2.
- Board authorized $12M stock buyback program (~5% of shares) through end of 2023.
- Quarterly dividend $0.1075/share, payable Nov 18, 2022 to holders of record Nov 4.
- Nonperforming assets $5.5M; net charge-offs 0.05% of avg loans.

## SEC filing metadata
- accession: 0000711669-22-000173
- form_type: 8-K
- ticker: CBAN
- cik: 0000711669
- company_name: COLONY BANKCORP INC
- filed_at: 2022-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/711669/000071166922000173/0000711669-22-000173-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/711669/000071166922000173/cban-20221020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000711669-22-000173
- JSON: https://secwatch.observer/filing/0000711669-22-000173.json
- Plain text: https://secwatch.observer/filing/0000711669-22-000173.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.