{"schema_version":"secwatch.filing_event.v1","accession":"0000711669-23-000114","form_type":"8-K","ticker":"CBAN","cik":"0000711669","company_name":"COLONY BANKCORP INC","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.462227+00:00","generated_at":"2026-06-13T02:31:59.017722+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Colony Bankcorp Q2 net income $5.3M ($0.30 EPS); dividend $0.11/share","bullets":["Net income $5.3M, $0.30 diluted EPS; adjusted EPS $0.33, up from $0.29 Q1 2023 and $0.19 Q2 2022.","Net interest margin 2.77%, down 38 bps from 3.15% a year ago; NII tax-equivalent $19.3M flat YoY.","Total loans $1.84B (+2.17% QoQ); deposits $2.63B (+$111M QoQ); nonperforming assets $11.9M (up $4.1M).","Quarterly cash dividend $0.11/share declared, payable Aug 23, record Aug 9; 41,481 shares repurchased at avg $9.78.","Reduced workforce by 23 employees, saving $2.5M/year; provision for credit losses $200K, down from $900K prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000711669-23-000114","json":"https://secwatch.observer/filing/0000711669-23-000114.json","markdown":"https://secwatch.observer/filing/0000711669-23-000114.md","text":"https://secwatch.observer/filing/0000711669-23-000114.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/711669/000071166923000114/0000711669-23-000114-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/711669/000071166923000114/cban-20230726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:31:59.017722+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ba64c6c413b602ae7f48be20eb3f74caba2db7a2","claim":"COLONY BANKCORP INC reported the second quarter ended June 30, 2023 results: net income increased to $5.3 million, or $0.30 per diluted share, EPS $0.30 per diluted share.","evidence_excerpt":"On July 26, 2023 , Colony Bankcorp, Inc. (the “Company”) issued a press release announcing its consolidated financial results for the second quarter ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/711669/000071166923000114/0000711669-23-000114-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter ended June 30, 2023"},{"label":"Net income","value":"increased to $5.3 million, or $0.30 per diluted share"},{"label":"EPS","value":"$0.30 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}