{"schema_version":"secwatch.filing_event.v1","accession":"0000711669-23-000154","form_type":"8-K","ticker":"CBAN","cik":"0000711669","company_name":"COLONY BANKCORP INC","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.786531+00:00","generated_at":"2026-06-09T12:12:07.724658+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Colony Bankcorp Q3 net income $5.8M ($0.33 EPS); declares $0.11 dividend","bullets":["Net income $5.8M, $0.33 diluted EPS, up from $5.3M ($0.30) in Q2 2023 and Q3 2022.","Quarterly dividend $0.11/share declared; payable Nov 22, record Nov 8.","Net interest margin fell to 2.78% from 3.26% YoY; provision for credit losses rose to $1.0M.","Loans grew 1.42% QoQ to $1.86B; deposits dropped $35.9M to $2.59B; nonperforming assets decreased to $10.1M.","Management expects conservative loan growth; NIM flat to slightly down next quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000711669-23-000154","json":"https://secwatch.observer/filing/0000711669-23-000154.json","markdown":"https://secwatch.observer/filing/0000711669-23-000154.md","text":"https://secwatch.observer/filing/0000711669-23-000154.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/711669/000071166923000154/0000711669-23-000154-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/711669/000071166923000154/cban-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T12:12:07.724658+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1b03e9ca3c4a86d60a05be9af7162de509bcba94","claim":"COLONY BANKCORP INC reported third quarter ended September 30, 2023 results: net income $5.8 million, EPS $0.33 per diluted share.","evidence_excerpt":"Colony Bankcorp, Inc. (the “Company”) issued a press release announcing its consolidated financial results for the third quarter ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/711669/000071166923000154/0000711669-23-000154-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter ended September 30, 2023"},{"label":"Net income","value":"$5.8 million"},{"label":"EPS","value":"$0.33 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}