{"schema_version":"secwatch.filing_event.v1","accession":"0000711669-24-000009","form_type":"8-K","ticker":"CBAN","cik":"0000711669","company_name":"COLONY BANKCORP INC","filed_at":"2024-01-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.719986+00:00","generated_at":"2026-06-06T19:34:20.559472+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Colony Bankcorp Q4 2023 EPS $0.32, NIM narrows to 2.70%; declares $0.1125 dividend","bullets":["Net income $5.6M ($0.32 diluted) vs $5.8M ($0.33) Q3 2023; operating EPS $0.31 vs $0.34 prior quarter.","Net interest margin 2.70% vs 3.23% Q4 2022; net interest income down to $19.1M from $21.5M YoY.","Total loans $1.88B (+0.99% QoQ); total deposits $2.54B (-$46.5M QoQ) but customer deposits up $8.6M.","Provision for credit losses $1.5M (vs $1.0M Q3); nonperforming assets $10.7M vs $10.1M; loan loss reserve 0.98%.","Quarterly dividend $0.1125/share payable Feb 21, 2024 to holders of record Feb 7, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000711669-24-000009","json":"https://secwatch.observer/filing/0000711669-24-000009.json","markdown":"https://secwatch.observer/filing/0000711669-24-000009.md","text":"https://secwatch.observer/filing/0000711669-24-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/711669/000071166924000009/0000711669-24-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/711669/000071166924000009/cban-20240124.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:34:20.559472+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7e7c631848fdf9b09306933a8ff96fdf9382dc6a","claim":"COLONY BANKCORP INC reported the fourth quarter ended December 31, 2023 results: net income Net income decreased to $5.6 million, EPS $0.32 per diluted share.","evidence_excerpt":"On January 24, 2024 , Colony Bankcorp, Inc. (the “Company”) issued a press release announcing its consolidated financial results for the fourth quarter ended December 31, 2023, as well as the announcement of a regular quarterly cash dividend.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/711669/000071166924000009/0000711669-24-000009-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2023"},{"label":"Net income","value":"Net income decreased to $5.6 million"},{"label":"EPS","value":"$0.32 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}