{"schema_version":"secwatch.filing_event.v1","accession":"0000711669-24-000058","form_type":"8-K","ticker":"CBAN","cik":"0000711669","company_name":"COLONY BANKCORP INC","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.736207+00:00","generated_at":"2026-06-03T10:19:37.990570+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Colony Bankcorp Q1 net income $5.3M ($0.30 EPS); dividend raised to $0.1125/share","bullets":["Net income $5.3M, down 5.4% QoQ from $5.6M, but up 6% YoY from $5.0M.","Adjusted EPS $0.33, up from $0.31 prior quarter and prior year quarter.","Net interest margin narrowed to 2.69% from 3.08% a year ago; loans decreased $24.5M to $1.86B.","Board declared quarterly dividend of $0.1125/share, payable May 22 to record May 8.","SBSL pre-tax profit improved to $1.1M; mortgage production $50.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0000711669-24-000058","json":"https://secwatch.observer/filing/0000711669-24-000058.json","markdown":"https://secwatch.observer/filing/0000711669-24-000058.md","text":"https://secwatch.observer/filing/0000711669-24-000058.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/711669/000071166924000058/0000711669-24-000058-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/711669/000071166924000058/cban-20240424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T10:19:37.990570+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4b3c60781592bb8a43589ddf7fda0cf68c1d5db2","claim":"COLONY BANKCORP INC reported the first quarter ended March 31, 2024 results: net income $5.3 million, EPS $0.30 per diluted share.","evidence_excerpt":"Net income decreased to $5.3 million, or $0.30 per diluted share, for the first quarter of 2024, compared to $5.6 million, or $0.32 per diluted share, for the fourth quarter of 2023, but increased from the first quarter of 2023 net income of $5.0 million, or $0.29 per diluted share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/711669/000071166924000058/0000711669-24-000058-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter ended March 31, 2024"},{"label":"Net income","value":"$5.3 million"},{"label":"EPS","value":"$0.30 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}