---
schema_version: "secwatch.filing_event.v1"
accession: "0000711669-25-000004"
form_type: "8-K"
ticker: "CBAN"
cik: "0000711669"
company_name: "COLONY BANKCORP INC"
filed_at: "2025-01-22T23:59:59+00:00"
generated_at: "2026-05-27T21:22:59.130152+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Colony Bankcorp Q4 net income $7.4M ($0.42 EPS); dividend raised to $0.115/share

## Summary
- Net income rose to $7.4M ($0.42 diluted EPS) vs $5.6M ($0.32) in Q3 2024 and Q4 2023.
- Quarterly cash dividend increased to $0.1150 per share, payable Feb 19, 2025 to holders of record Feb 5.
- Total deposits grew $43M QoQ to $2.57B; loans excluding held-for-sale decreased $43.1M to $1.84B.
- SBSL pre-tax profit $2.2M in Q4; mortgage production $76.9M; net interest margin improved to 2.84%.
- Promoted Ed Canup (Chief Banking Officer), Daniel Rentz (CIO), Laurie Senn (CAO) to Executive Management.

## SEC filing metadata
- accession: 0000711669-25-000004
- form_type: 8-K
- ticker: CBAN
- cik: 0000711669
- company_name: COLONY BANKCORP INC
- filed_at: 2025-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 5.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/711669/000071166925000004/0000711669-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/711669/000071166925000004/cban-20250122.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000711669-25-000004
- JSON: https://secwatch.observer/filing/0000711669-25-000004.json
- Plain text: https://secwatch.observer/filing/0000711669-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.