secwatch.observer — SEC 8-K summary
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Issuer:     COLONY BANKCORP INC (CBAN)
CIK:        0000711669
Form:       8-K
Filed at:   2025-01-22T23:59:59+00:00
Accession:  0000711669-25-000004
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 5.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Colony Bankcorp Q4 net income $7.4M ($0.42 EPS); dividend raised to $0.115/share
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- Net income rose to $7.4M ($0.42 diluted EPS) vs $5.6M ($0.32) in Q3 2024 and Q4 2023.
- Quarterly cash dividend increased to $0.1150 per share, payable Feb 19, 2025 to holders of record Feb 5.
- Total deposits grew $43M QoQ to $2.57B; loans excluding held-for-sale decreased $43.1M to $1.84B.
- SBSL pre-tax profit $2.2M in Q4; mortgage production $76.9M; net interest margin improved to 2.84%.
- Promoted Ed Canup (Chief Banking Officer), Daniel Rentz (CIO), Laurie Senn (CAO) to Executive Management.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/711669/000071166925000004/0000711669-25-000004-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/711669/000071166925000004/cban-20250122.htm
  HTML page:      https://secwatch.observer/filing/0000711669-25-000004

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