---
schema_version: "secwatch.filing_event.v1"
accession: "0000711669-25-000064"
form_type: "8-K"
ticker: "CBAN"
cik: "0000711669"
company_name: "COLONY BANKCORP INC"
filed_at: "2025-04-23T23:59:59+00:00"
generated_at: "2026-05-23T08:33:32.733900+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Colony Bankcorp Q1 EPS $0.38, declares $0.115 dividend; loans up 4.25% Q/Q

## Summary
- Net income $6.6M ($0.38 diluted EPS) vs $0.42 in Q4 2024; operating EPS also $0.38.
- Loans grew $78.3M to $1.92B (4.25% Q/Q); deposits up $54.6M to $2.62B.
- Net interest margin improved to 2.93% from 2.69% a year ago.
- Dividend $0.115 per share payable May 21 to holders of record May 7.
- Acquisition of Ellerbee Agency closed in April for $3.5M; immediately accretive ~$0.02 EPS.

## SEC filing metadata
- accession: 0000711669-25-000064
- form_type: 8-K
- ticker: CBAN
- cik: 0000711669
- company_name: COLONY BANKCORP INC
- filed_at: 2025-04-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/711669/000071166925000064/0000711669-25-000064-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/711669/000071166925000064/cban-20250423.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000711669-25-000064
- JSON: https://secwatch.observer/filing/0000711669-25-000064.json
- Plain text: https://secwatch.observer/filing/0000711669-25-000064.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.