secwatch.observer — SEC 8-K summary
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Issuer:     COLONY BANKCORP INC (CBAN)
CIK:        0000711669
Form:       8-K
Filed at:   2025-04-23T23:59:59+00:00
Accession:  0000711669-25-000064
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Colony Bankcorp Q1 EPS $0.38, declares $0.115 dividend; loans up 4.25% Q/Q
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- Net income $6.6M ($0.38 diluted EPS) vs $0.42 in Q4 2024; operating EPS also $0.38.
- Loans grew $78.3M to $1.92B (4.25% Q/Q); deposits up $54.6M to $2.62B.
- Net interest margin improved to 2.93% from 2.69% a year ago.
- Dividend $0.115 per share payable May 21 to holders of record May 7.
- Acquisition of Ellerbee Agency closed in April for $3.5M; immediately accretive ~$0.02 EPS.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/711669/000071166925000064/0000711669-25-000064-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/711669/000071166925000064/cban-20250423.htm
  HTML page:      https://secwatch.observer/filing/0000711669-25-000064

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer