{"schema_version":"secwatch.filing_event.v1","accession":"0000711669-25-000135","form_type":"8-K","ticker":"CBAN","cik":"0000711669","company_name":"COLONY BANKCORP INC","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.202736+00:00","generated_at":"2026-05-18T03:50:40.465121+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Colony Bankcorp Q2 net income $8.0M ($0.46 EPS), NIM expands to 3.12%, dividend $0.115","bullets":["Net income $8.0M ($0.46 diluted EPS) vs $5.5M ($0.31) YoY; adjusted EPS $0.46.","Net interest margin 3.12% vs 2.68% YoY; loans grew $72.3M QoQ to $1.99B.","Provision for credit losses $450K, down from $1.5M in Q1; NPLs $11.4M vs $13.0M prior.","Declared $0.1150/share quarterly dividend, payable Aug 20; repurchased 62K shares at $15.46.","CEO cites strong core earnings and announces strategic acquisition of TC Bancshares, Inc. (separate release)."],"urls":{"canonical":"https://secwatch.observer/filing/0000711669-25-000135","json":"https://secwatch.observer/filing/0000711669-25-000135.json","markdown":"https://secwatch.observer/filing/0000711669-25-000135.md","text":"https://secwatch.observer/filing/0000711669-25-000135.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/711669/000071166925000135/0000711669-25-000135-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/711669/000071166925000135/cban-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:50:40.465121+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}