{"schema_version":"secwatch.filing_event.v1","accession":"0000711669-25-000154","form_type":"8-K","ticker":"CBAN","cik":"0000711669","company_name":"COLONY BANKCORP INC","filed_at":"2025-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.961293+00:00","generated_at":"2026-05-17T02:52:53.140067+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Colony Bankcorp Q3 net income $5.8M ($0.33 EPS); NIM expands to 3.17%; NPA up to $15.2M","bullets":["Net income $5.8M ($0.33 diluted EPS) vs $8.0M ($0.46) Q2; operating EPS $0.47.","Net interest margin 3.17% (up from 2.64% YoY); loans grew 2.18% QoQ to $2.04B.","Quarterly dividend $0.115/share, payable Nov 19 to holders of record Nov 5.","Nonperforming assets $15.2M (up $3.8M QoQ); net charge-offs 0.36% of avg loans.","Provision for credit losses $900k (up from $450k Q2); acquisition with TC Federal on track for Q4 close."],"urls":{"canonical":"https://secwatch.observer/filing/0000711669-25-000154","json":"https://secwatch.observer/filing/0000711669-25-000154.json","markdown":"https://secwatch.observer/filing/0000711669-25-000154.md","text":"https://secwatch.observer/filing/0000711669-25-000154.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/711669/000071166925000154/0000711669-25-000154-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/711669/000071166925000154/cban-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:52:53.140067+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}