Colony Bankcorp enters $40M at-the-market equity distribution agreement with Piper Sandler

COLONY BANKCORP INC

Company may sell up to $40M in common stock via ATM offering with Piper Sandler as agent.
Agent commission up to 3% of gross proceeds; Company also reimburses certain expenses.
Proceeds for general corporate purposes including bank capital support, debt repayment, and acquisitions.
Agreement dated November 3, 2025; sales may be suspended by either party at any time.
Common stock sold under existing S-3 shelf registration (No. 333-291233) filed same day.

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