{"schema_version":"secwatch.filing_event.v1","accession":"0000712534-24-000335","form_type":"8-K","ticker":"FRME","cik":"0000712534","company_name":"FIRST MERCHANTS CORP","filed_at":"2024-10-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.852435+00:00","generated_at":"2026-05-30T10:44:25.415639+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Merchants Q3 GAAP EPS $0.84; adjusted EPS $0.95, up from $0.94 a year ago","bullets":["Net income available to common $48.7M; diluted EPS $0.84 vs $0.94 in Q3 2023.","Adjusted net income $55.6M or $0.95 per share, excluding $9.1M pre-tax securities repositioning loss.","Net interest margin expanded 7 bps sequentially to 3.23%; loans grew $15.5M linked quarter.","Signed agreement to sell five Illinois branches; $287.7M deposits and $9.2M loans classified as held for sale.","Nonperforming assets to total assets 35 bps, stable linked quarter; CET1 ratio 11.25%."],"urls":{"canonical":"https://secwatch.observer/filing/0000712534-24-000335","json":"https://secwatch.observer/filing/0000712534-24-000335.json","markdown":"https://secwatch.observer/filing/0000712534-24-000335.md","text":"https://secwatch.observer/filing/0000712534-24-000335.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712534/000071253424000335/0000712534-24-000335-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712534/000071253424000335/frme-20241024.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T10:44:25.415639+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}