{"schema_version":"secwatch.filing_event.v1","accession":"0000712534-25-000167","form_type":"8-K","ticker":"FRME","cik":"0000712534","company_name":"FIRST MERCHANTS CORP","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.204538+00:00","generated_at":"2026-05-18T03:51:02.937762+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Merchants Q2 diluted EPS $0.98 vs $0.68 YoY; loans up 9.1% annualized","bullets":["Diluted EPS $0.98 in Q2 2025 vs $0.68 YoY and $0.94 linked quarter; net income $56.4M.","Net interest income $133.0M (+2.1% linked quarter); NIM 3.25% (+9 bps YoY).","Loans grew $297.6M (9.1% annualized) linked quarter; deposits increased $335.6M (9.3% annualized).","Nonperforming assets to total assets improved to 0.36% from 0.47% linked quarter.","Repurchased 582,486 shares for $22.1M in Q2; year-to-date 818,480 shares for $31.7M."],"urls":{"canonical":"https://secwatch.observer/filing/0000712534-25-000167","json":"https://secwatch.observer/filing/0000712534-25-000167.json","markdown":"https://secwatch.observer/filing/0000712534-25-000167.md","text":"https://secwatch.observer/filing/0000712534-25-000167.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712534/000071253425000167/0000712534-25-000167-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712534/000071253425000167/frme-20250723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:51:02.937762+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}