{"schema_version":"secwatch.filing_event.v1","accession":"0000712534-25-000191","form_type":"8-K","ticker":"FRME","cik":"0000712534","company_name":"FIRST MERCHANTS CORP","filed_at":"2025-10-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.964375+00:00","generated_at":"2026-05-17T02:52:58.152405+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"First Merchants Q3 2025 EPS $0.98 vs $0.84 YoY; loans up 8.7% annualized; announces acquisition of First Savings","bullets":["Net income $56.3M, diluted EPS $0.98 vs $0.84 in Q3 2024; adjusted EPS $0.99.","Total loans grew $288.8M (8.7% annualized) linked quarter; deposits up $72.4M.","Nonperforming assets stable at 0.36%; CET1 ratio 11.34%, tangible common equity 9.18%.","Announced all-stock acquisition of First Savings Financial Group (~$241M) adding $2.4B assets; expected close Q1 2026.","Repurchased 162,474 shares for $6.5M in Q3; YTD repurchases $36.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0000712534-25-000191","json":"https://secwatch.observer/filing/0000712534-25-000191.json","markdown":"https://secwatch.observer/filing/0000712534-25-000191.md","text":"https://secwatch.observer/filing/0000712534-25-000191.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/0000712534-25-000191-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712534/000071253425000191/frme-20251022.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:52:58.152405+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}