{"schema_version":"secwatch.filing_event.v1","accession":"0000712534-26-000032","form_type":"8-K","ticker":"FRME","cik":"0000712534","company_name":"FIRST MERCHANTS CORP","filed_at":"2026-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.666827+00:00","generated_at":"2026-05-15T04:58:28.591216+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Merchants Q1 2026 adjusted EPS $1.03, up 9.6% YoY; acquires First Savings","bullets":["GAAP diluted EPS $0.45; adjusted diluted EPS $1.03, up 9.6% YoY from $0.94.","Closed acquisition of First Savings on Feb 1, adding $2.4B assets and $1.8B loans.","Net interest margin expanded 13 bps YoY to 3.35%; net interest income $151.3M (+16.1% YoY).","Repurchased 640,486 shares for $24.9M in Q1; CET1 ratio 11.22%.","Non-core charges: $17M acquisition costs and $29.8M mark-to-market loss on loans reclassified to HFS."],"urls":{"canonical":"https://secwatch.observer/filing/0000712534-26-000032","json":"https://secwatch.observer/filing/0000712534-26-000032.json","markdown":"https://secwatch.observer/filing/0000712534-26-000032.md","text":"https://secwatch.observer/filing/0000712534-26-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712534/000071253426000032/0000712534-26-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712534/000071253426000032/frme-20260422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:58:28.591216+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cab9c931739f5a33d308cc69561b63f541da61da","claim":"FIRST MERCHANTS CORP reported first quarter ended March 31, 2026 results: net income net income available to common stockholders was $27.7 million, EPS $0.45 per diluted share.","evidence_excerpt":"FIRST QUARTER 2026 RESULTS First Merchants Corporation (NASDAQ - FRME) (the \"Corporation\") First Quarter 2026 Highlights: • Net income available to common stockholders was $27.7 million, or $0.45 per diluted share, compared to $56.6 million, or $0.99 per diluted share, in the fourth quarter of 2025. On an adjusted basis 1 , net income totaled $63.1 million, or","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712534/000071253426000032/0000712534-26-000032-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Net income","value":"net income available to common stockholders was $27.7 million"},{"label":"EPS","value":"$0.45 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}