{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-21-000019","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2021-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:20.531905+00:00","generated_at":"2026-06-30T02:20:01.385553+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Commonwealth Q2 net income $29.6M, EPS $0.31; dividend $0.115","bullets":["Q2 2021 net income $29.6M, diluted EPS $0.31, vs Q2 2020 net income $23.9M, EPS $0.24.","Net interest margin (FTE) 3.17%, down from 3.29% a year ago and 3.40% in Q1 2021.","Core pre-tax pre-provision net revenue $42.9M, up from $36.2M in Q2 2020.","Provision expense $5.4M vs $6.9M in Q2 2020; net charge-offs $3.9M.","Quarterly cash dividend declared at $0.115 per share, consistent with prior rate."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-21-000019","json":"https://secwatch.observer/filing/0000712537-21-000019.json","markdown":"https://secwatch.observer/filing/0000712537-21-000019.md","text":"https://secwatch.observer/filing/0000712537-21-000019.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253721000019/0000712537-21-000019-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253721000019/fcf-20210727.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T02:20:01.385553+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}