secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)
CIK:        0000712537
Form:       8-K
Filed at:   2021-07-27T23:59:59+00:00
Accession:  0000712537-21-000019
Event type: earnings
Sentiment:  neutral
Materiality: 0.55
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Commonwealth Q2 net income $29.6M, EPS $0.31; dividend $0.115
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- Q2 2021 net income $29.6M, diluted EPS $0.31, vs Q2 2020 net income $23.9M, EPS $0.24.
- Net interest margin (FTE) 3.17%, down from 3.29% a year ago and 3.40% in Q1 2021.
- Core pre-tax pre-provision net revenue $42.9M, up from $36.2M in Q2 2020.
- Provision expense $5.4M vs $6.9M in Q2 2020; net charge-offs $3.9M.
- Quarterly cash dividend declared at $0.115 per share, consistent with prior rate.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/712537/000071253721000019/0000712537-21-000019-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/712537/000071253721000019/fcf-20210727.htm
  HTML page:      https://secwatch.observer/filing/0000712537-21-000019

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer