{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-21-000025","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2021-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.327713+00:00","generated_at":"2026-06-28T17:39:43.888492+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Commonwealth Q3 net income $34.1M, EPS $0.36; declares $0.115 dividend, $25M buyback","bullets":["Q3 2021 net income $34.1M, diluted EPS $0.36, up from $19.2M ($0.20) in Q3 2020.","Core diluted EPS $0.36 vs $0.24 YoY, driven by lower provision expense ($330K vs $11.2M).","Net interest margin (FTE) expanded to 3.23% from 3.11% a year ago.","Declared quarterly cash dividend of $0.115 per share and authorized a new $25M share repurchase program."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-21-000025","json":"https://secwatch.observer/filing/0000712537-21-000025.json","markdown":"https://secwatch.observer/filing/0000712537-21-000025.md","text":"https://secwatch.observer/filing/0000712537-21-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253721000025/0000712537-21-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253721000025/fcf-20211026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T17:39:43.888492+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}