---
schema_version: "secwatch.filing_event.v1"
accession: "0000712537-22-000002"
form_type: "8-K"
ticker: "FCF"
cik: "0000712537"
company_name: "FIRST COMMONWEALTH FINANCIAL CORP /PA/"
filed_at: "2022-01-25T23:59:59+00:00"
generated_at: "2026-06-27T16:02:04.036381+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# First Commonwealth Q4 net income $34.8M, EPS $0.37; declares $0.115 dividend

## Summary
- Diluted EPS $0.37 for Q4 2021 vs $0.27 in Q4 2020; full year EPS $1.44 vs $0.75.
- Net income $34.8M in Q4; full year $138.3M, nearly double prior year.
- Quarterly cash dividend declared at $0.115 per share, unchanged from prior quarter.
- Net interest margin (FTE) 3.23% in Q4, down 3 bps from 3.26% a year ago.
- Core pre-tax pre-provision net revenue $40.9M, up from $40.1M in Q4 2020.

## SEC filing metadata
- accession: 0000712537-22-000002
- form_type: 8-K
- ticker: FCF
- cik: 0000712537
- company_name: FIRST COMMONWEALTH FINANCIAL CORP /PA/
- filed_at: 2022-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/712537/000071253722000002/0000712537-22-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/712537/000071253722000002/fcf-20220125.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000712537-22-000002
- JSON: https://secwatch.observer/filing/0000712537-22-000002.json
- Plain text: https://secwatch.observer/filing/0000712537-22-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.