secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)
CIK:        0000712537
Form:       8-K
Filed at:   2022-01-25T23:59:59+00:00
Accession:  0000712537-22-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Commonwealth Q4 net income $34.8M, EPS $0.37; declares $0.115 dividend
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- Diluted EPS $0.37 for Q4 2021 vs $0.27 in Q4 2020; full year EPS $1.44 vs $0.75.
- Net income $34.8M in Q4; full year $138.3M, nearly double prior year.
- Quarterly cash dividend declared at $0.115 per share, unchanged from prior quarter.
- Net interest margin (FTE) 3.23% in Q4, down 3 bps from 3.26% a year ago.
- Core pre-tax pre-provision net revenue $40.9M, up from $40.1M in Q4 2020.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/712537/000071253722000002/0000712537-22-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/712537/000071253722000002/fcf-20220125.htm
  HTML page:      https://secwatch.observer/filing/0000712537-22-000002

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer