{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-22-000043","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2022-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.320526+00:00","generated_at":"2026-06-23T01:28:20.033826+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Commonwealth Q3 EPS $0.36 ($0.37 core); NIM expands to 3.76%; dividend $0.12","bullets":["Net income of $34.0M, diluted EPS $0.36; core EPS $0.37 (non-GAAP).","Net interest margin (FTE) rose to 3.76% from 3.38% in Q2 2022 and 3.23% a year ago.","Provision for credit losses increased to $5.9M vs $4.1M in Q2 and $0.3M in Q3 2021.","Core pre-tax pre-provision net revenue was $48.9M, up from $42.9M a year ago.","Quarterly cash dividend of $0.12 per share declared."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-22-000043","json":"https://secwatch.observer/filing/0000712537-22-000043.json","markdown":"https://secwatch.observer/filing/0000712537-22-000043.md","text":"https://secwatch.observer/filing/0000712537-22-000043.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253722000043/0000712537-22-000043-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253722000043/fcf-20221025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:28:20.033826+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}