secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)
CIK:        0000712537
Form:       8-K
Filed at:   2022-10-25T23:59:59+00:00
Accession:  0000712537-22-000043
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Commonwealth Q3 EPS $0.36 ($0.37 core); NIM expands to 3.76%; dividend $0.12
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- Net income of $34.0M, diluted EPS $0.36; core EPS $0.37 (non-GAAP).
- Net interest margin (FTE) rose to 3.76% from 3.38% in Q2 2022 and 3.23% a year ago.
- Provision for credit losses increased to $5.9M vs $4.1M in Q2 and $0.3M in Q3 2021.
- Core pre-tax pre-provision net revenue was $48.9M, up from $42.9M a year ago.
- Quarterly cash dividend of $0.12 per share declared.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/712537/000071253722000043/0000712537-22-000043-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/712537/000071253722000043/fcf-20221025.htm
  HTML page:      https://secwatch.observer/filing/0000712537-22-000043

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer