---
schema_version: "secwatch.filing_event.v1"
accession: "0000712537-23-000006"
form_type: "8-K"
ticker: "FCF"
cik: "0000712537"
company_name: "FIRST COMMONWEALTH FINANCIAL CORP /PA/"
filed_at: "2023-01-25T23:59:59+00:00"
generated_at: "2026-06-20T09:58:57.355216+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Commonwealth reports Q4 2022 EPS $0.38; declares $0.12 dividend

## Summary
- Q4 2022 net income $35.7M, diluted EPS $0.38; core diluted EPS $0.39.
- Full-year 2022 net income $128.2M, diluted EPS $1.37 (vs $1.44 in 2021).
- Net interest margin (FTE) expanded to 3.99% in Q4 from 3.23% a year ago.
- Core pre-tax pre-provision net revenue for Q4 was $55.3M, up 35% YoY.
- Quarterly cash dividend set at $0.12 per share, payable March 17, 2023.

## SEC filing metadata
- accession: 0000712537-23-000006
- form_type: 8-K
- ticker: FCF
- cik: 0000712537
- company_name: FIRST COMMONWEALTH FINANCIAL CORP /PA/
- filed_at: 2023-01-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/712537/000071253723000006/0000712537-23-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/712537/000071253723000006/fcf-20230124.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000712537-23-000006
- JSON: https://secwatch.observer/filing/0000712537-23-000006.json
- Plain text: https://secwatch.observer/filing/0000712537-23-000006.txt

## Key facts
- Earnings Releases
  FIRST COMMONWEALTH FINANCIAL CORP /PA/ reported the twelve months ended December 31, 2022 results: net income $128,181, EPS $1.37.
  - Period: the twelve months ended December 31, 2022
  - Net income: $128,181
  - EPS: $1.37
  - Result: reported results
  source text: Net income $35,733 $33,968 $34,776 $128,181 $138,257 Diluted earnings per share $0.38 $0.36 $0.37 $1.37 $1.44
  evidence_url: https://www.sec.gov/Archives/edgar/data/712537/000071253723000006/0000712537-23-000006-index.htm
- Earnings Releases
  FIRST COMMONWEALTH FINANCIAL CORP /PA/ reported the three months ended December 31, 2022 results: net income $35,733, EPS $0.38.
  - Period: the three months ended December 31, 2022
  - Net income: $35,733
  - EPS: $0.38
  - Result: reported results
  source text: Net income $35,733 $33,968 $34,776 $128,181 $138,257 Diluted earnings per share $0.38 $0.36 $0.37 $1.37 $1.44
  evidence_url: https://www.sec.gov/Archives/edgar/data/712537/000071253723000006/0000712537-23-000006-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.