{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-23-000074","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.986211+00:00","generated_at":"2026-06-16T17:25:09.146939+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Commonwealth Q1 2023 core EPS $0.45; raises dividend to $0.125, boosts buyback by $25M","bullets":["Net income of $30.2M ($0.30 diluted EPS); core net income of $45.4M ($0.45 core diluted EPS).","Net interest margin (FTE) 4.01% vs 3.19% a year ago; core ROAA 1.75%.","Quarterly cash dividend increased to $0.125 per share, and Board added $25M to share repurchase program.","Provision for credit losses was a net benefit of $2.65M, plus $10.65M acquisition day-1 non-PCD provision.","Core pre-tax pre-provision net revenue of $54.5M vs $36.5M in Q1 2022, a 49% increase."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-23-000074","json":"https://secwatch.observer/filing/0000712537-23-000074.json","markdown":"https://secwatch.observer/filing/0000712537-23-000074.md","text":"https://secwatch.observer/filing/0000712537-23-000074.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253723000074/0000712537-23-000074-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253723000074/fcf-20230425.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T17:25:09.146939+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6453413b3429387ccd905ff046ee58500e4168bb","claim":"FIRST COMMONWEALTH FINANCIAL CORP /PA/ reported the first quarter of 2023 results: net income $ 30,224, EPS $ 0.30.","evidence_excerpt":"First Commonwealth Announces First Quarter 2023 Earnings; Increases Quarterly Dividend Indiana, PA, April 25, 2023 - First Commonwealth Financial Corporation (NYSE: FCF) today announced financial results for the first quarter of 2023. Financial Summary (dollars in thousands, For the Three Months Ended except per share data) March 31, December 31, March 31, 2023 2022 2022 Reported Results Net income $ 30,224 $ 35,733 $ 27,726 Diluted earnings per share $ 0.30 $ 0.38 $ 0.29","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712537/000071253723000074/0000712537-23-000074-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$ 30,224"},{"label":"EPS","value":"$ 0.30"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}