{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-23-000097","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2023-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.466005+00:00","generated_at":"2026-06-13T03:35:23.900036+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Commonwealth Q2 net income $42.8M, EPS $0.42, declares $0.125 dividend","bullets":["Net income $42.8M up 39% YoY ($30.8M); diluted EPS $0.42 vs $0.33.","Core (non-GAAP) diluted EPS $0.42; core pre-tax pre-provision net revenue $56.3M.","Net interest margin (FTE) 3.85% vs 3.38% YoY, core efficiency ratio 52.80%.","Quarterly cash dividend of $0.125 per share declared, payable in Q3 2023.","Six-month net income $73.0M ($0.72 EPS) vs $58.5M ($0.62 EPS) a year ago."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-23-000097","json":"https://secwatch.observer/filing/0000712537-23-000097.json","markdown":"https://secwatch.observer/filing/0000712537-23-000097.md","text":"https://secwatch.observer/filing/0000712537-23-000097.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253723000097/0000712537-23-000097-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253723000097/fcf-20230725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:35:23.900036+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d18cc393a49bf16cbf2812f9969da0e09b4c315a","claim":"FIRST COMMONWEALTH FINANCIAL CORP /PA/ reported the six months ended June 30, 2023 results: net income $ 73,005, EPS $ 0.72.","evidence_excerpt":"On July 25, 2023, First Commonwealth Financial Corporation (the “Company”) issued a press release announcing financial results for the three and six month periods ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712537/000071253723000097/0000712537-23-000097-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$ 73,005"},{"label":"EPS","value":"$ 0.72"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"e9fa49494e76ec3e9fdd91aacd9b9d1237b949ec","claim":"FIRST COMMONWEALTH FINANCIAL CORP /PA/ reported the three months ended June 30, 2023 results: net income $ 42,781, EPS $ 0.42.","evidence_excerpt":"On July 25, 2023, First Commonwealth Financial Corporation (the “Company”) issued a press release announcing financial results for the three and six month periods ended June 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712537/000071253723000097/0000712537-23-000097-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended June 30, 2023"},{"label":"Net income","value":"$ 42,781"},{"label":"EPS","value":"$ 0.42"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}