{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-24-000032","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2024-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.723913+00:00","generated_at":"2026-06-06T15:23:59.442907+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Commonwealth reports Q4 2023 EPS $0.44; declares $0.125 dividend","bullets":["Q4 2023 net income $44.8M ($0.44 diluted EPS); full-year net income $157.1M ($1.54 diluted EPS).","Core diluted EPS $0.44 for Q4, $1.70 for full year 2023; core ROAA 1.56%.","Quarterly cash dividend of $0.125 per share declared, payable on Feb. 23, 2024.","Net interest margin (FTE) 3.65% in Q4 vs 3.76% in Q3; core efficiency ratio 53.00%.","Full-year revenue growth driven by higher net interest income; provision expense declined to $14.8M from $21.1M."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-24-000032","json":"https://secwatch.observer/filing/0000712537-24-000032.json","markdown":"https://secwatch.observer/filing/0000712537-24-000032.md","text":"https://secwatch.observer/filing/0000712537-24-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253724000032/0000712537-24-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253724000032/fcf-20240130.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T15:23:59.442907+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bf37f4a5c7a0d0ca55d108a3ae65dcdd87fa81fd","claim":"FIRST COMMONWEALTH FINANCIAL CORP /PA/ reported quarter and full year ended December 31, 2023 results: net income $44,827 (Q4 2023), $39,231 (Q3 2023), $35,733 (Q4 2022), $157,063 (FY 2023), $128,181 (FY 2022), EPS $0.44 (Q4 2023), $0.38 (Q3 2023), $0.38 (Q4 2022), $1.54 (FY 2023), $1.37 (FY 2022).","evidence_excerpt":"First Commonwealth Financial Corporation (the \"Company\") issued a press release announcing financial results for the three and twelve month periods ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712537/000071253724000032/0000712537-24-000032-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter and full year ended December 31, 2023"},{"label":"Net income","value":"$44,827 (Q4 2023), $39,231 (Q3 2023), $35,733 (Q4 2022), $157,063 (FY 2023), $128,181 (FY 2022)"},{"label":"EPS","value":"$0.44 (Q4 2023), $0.38 (Q3 2023), $0.38 (Q4 2022), $1.54 (FY 2023), $1.37 (FY 2022)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}