{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-24-000073","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.740130+00:00","generated_at":"2026-06-03T12:47:07.659916+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Commonwealth Q1 net income $37.5M, EPS $0.37; dividend raised to $0.13","bullets":["Net income $37.5M, up 24% from $30.2M in Q1 2023; diluted EPS $0.37 vs $0.30.","Core diluted EPS $0.37, down from $0.45 in Q1 2023 due to higher provision.","Quarterly dividend increased to $0.13 per share (payable May 17, 2024 to holders of record May 6).","Net interest margin (FTE) 3.52%, down from 4.01% a year ago; provision expense $4.2M.","Net charge-offs $4.3M vs $1.2M in Q1 2023; reserve build of $1.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-24-000073","json":"https://secwatch.observer/filing/0000712537-24-000073.json","markdown":"https://secwatch.observer/filing/0000712537-24-000073.md","text":"https://secwatch.observer/filing/0000712537-24-000073.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253724000073/0000712537-24-000073-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253724000073/fcf-20240423.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T12:47:07.659916+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c6febe10ee782f2fef5a926bfdf24b164b573f8b","claim":"FIRST COMMONWEALTH FINANCIAL CORP /PA/ reported the three month period ended March 31, 2024 results: net income Net income $ 37,549, EPS Diluted earnings per share $ 0.37.","evidence_excerpt":"On April 23, 2024, First Commonwealth Financial Corporation (the “Company”) issued a press release announcing financial results for the three month period ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/712537/000071253724000073/0000712537-24-000073-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three month period ended March 31, 2024"},{"label":"Net income","value":"Net income $ 37,549"},{"label":"EPS","value":"Diluted earnings per share $ 0.37"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}