{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-24-000095","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2024-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.665611+00:00","generated_at":"2026-05-31T18:17:14.772687+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Commonwealth Q2 2024 EPS $0.36, down from $0.42; dividend $0.13","bullets":["Net income $37.1M vs $42.8M in Q2 2023; diluted EPS $0.36 vs $0.42.","Net interest margin (FTE) 3.57%, down from 3.85% a year ago.","Provision expense rose to $7.8M from $2.8M; net charge-offs $4.4M.","Quarterly cash dividend of $0.13 per share declared, payable date not stated.","Core diluted EPS $0.36, core efficiency ratio 53.63%."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-24-000095","json":"https://secwatch.observer/filing/0000712537-24-000095.json","markdown":"https://secwatch.observer/filing/0000712537-24-000095.md","text":"https://secwatch.observer/filing/0000712537-24-000095.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253724000095/0000712537-24-000095-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253724000095/fcf-20240723.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:17:14.772687+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}