secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)
CIK:        0000712537
Form:       8-K
Filed at:   2024-07-23T23:59:59+00:00
Accession:  0000712537-24-000095
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Commonwealth Q2 2024 EPS $0.36, down from $0.42; dividend $0.13
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- Net income $37.1M vs $42.8M in Q2 2023; diluted EPS $0.36 vs $0.42.
- Net interest margin (FTE) 3.57%, down from 3.85% a year ago.
- Provision expense rose to $7.8M from $2.8M; net charge-offs $4.4M.
- Quarterly cash dividend of $0.13 per share declared, payable date not stated.
- Core diluted EPS $0.36, core efficiency ratio 53.63%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/712537/000071253724000095/0000712537-24-000095-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/712537/000071253724000095/fcf-20240723.htm
  HTML page:      https://secwatch.observer/filing/0000712537-24-000095

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer