secwatch.observer — SEC 8-K summary
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Issuer:     FIRST COMMONWEALTH FINANCIAL CORP /PA/ (FCF)
CIK:        0000712537
Form:       8-K
Filed at:   2024-10-29T23:59:59+00:00
Accession:  0000712537-24-000119
Event type: earnings
Sentiment:  negative
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

First Commonwealth Q3 net income $32.1M, EPS $0.31; declares $0.13 dividend
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- Net income $32.1M, diluted EPS $0.31 vs $0.38 in Q3 2023; core EPS $0.31.
- Net interest margin (FTE) 3.56%, down 20 bps from 3.76% a year ago.
- Provision expense $10.6M, net charge-offs $8.8M; reserve build $2.5M.
- Board declared $0.13 per share quarterly dividend.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/712537/000071253724000119/0000712537-24-000119-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/712537/000071253724000119/fcf-20241029.htm
  HTML page:      https://secwatch.observer/filing/0000712537-24-000119

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer