---
schema_version: "secwatch.filing_event.v1"
accession: "0000712537-25-000072"
form_type: "8-K"
ticker: "FCF"
cik: "0000712537"
company_name: "FIRST COMMONWEALTH FINANCIAL CORP /PA/"
filed_at: "2025-04-29T23:59:59+00:00"
generated_at: "2026-05-23T04:23:19.299949+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Commonwealth Q1 net income $32.7M ($0.32 EPS); quarterly dividend increased to $0.135

## Summary
- Net income $32.7M, diluted EPS $0.32, vs $37.5M ($0.37) in Q1 2024.
- Core net income $32.8M, core EPS $0.32; core ROAA 1.14%.
- Net interest margin (FTE) 3.62%, up from 3.52% a year ago.
- Quarterly cash dividend increased to $0.135 per share, from $0.12 in prior quarter.

## SEC filing metadata
- accession: 0000712537-25-000072
- form_type: 8-K
- ticker: FCF
- cik: 0000712537
- company_name: FIRST COMMONWEALTH FINANCIAL CORP /PA/
- filed_at: 2025-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/712537/000071253725000072/0000712537-25-000072-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/712537/000071253725000072/fcf-20250429.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000712537-25-000072
- JSON: https://secwatch.observer/filing/0000712537-25-000072.json
- Plain text: https://secwatch.observer/filing/0000712537-25-000072.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.