earnings
confidence high
sentiment neutral
materiality 0.65
First Commonwealth Q2 net income $33.4M, EPS $0.32; declares $0.135 dividend
FIRST COMMONWEALTH FINANCIAL CORP /PA/
2025-Q2 EPS reported
$0.64
- GAAP net income $33.4M ($0.32 diluted EPS) vs $37.1M ($0.36) in Q2 2024.
- Core diluted EPS (non-GAAP) $0.38, up from $0.36 YoY; net interest margin widened to 3.83% from 3.57%.
- Provision expense $8.9M vs $7.8M YoY; net charge-offs $2.8M, down from $4.4M.
- Quarterly cash dividend of $0.135 per share declared, payable on a date to be set.
- Core pre-tax pre-provision net revenue $58.7M vs $54.4M YoY; core efficiency ratio 54.06%.
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