{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-25-000124","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2025-10-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.965234+00:00","generated_at":"2026-05-17T02:04:14.272759+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Commonwealth Q3 2025 net income $41.3M, EPS $0.39, NIM expands to 3.92%","bullets":["Q3 2025 net income $41.3M ($0.39 diluted EPS), up from $32.1M ($0.31) a year ago.","Net interest margin (FTE) rose to 3.92% from 3.56% YoY; core PPNR $62.9M.","Return on average assets 1.34% and return on tangible common equity 14.96%.","Declared quarterly dividend of $0.135 per share, unchanged from prior quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-25-000124","json":"https://secwatch.observer/filing/0000712537-25-000124.json","markdown":"https://secwatch.observer/filing/0000712537-25-000124.md","text":"https://secwatch.observer/filing/0000712537-25-000124.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253725000124/0000712537-25-000124-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253725000124/fcf-20251028.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:04:14.272759+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}