{"schema_version":"secwatch.filing_event.v1","accession":"0000712537-26-000026","form_type":"8-K","ticker":"FCF","cik":"0000712537","company_name":"FIRST COMMONWEALTH FINANCIAL CORP /PA/","filed_at":"2026-07-28T21:02:27+00:00","discovered_at":"2026-07-28T21:04:01.399068+00:00","generated_at":"2026-07-28T21:04:09.816215+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Commonwealth Q2 net income $44.6M, EPS $0.44; declares $0.14 dividend, adds $75M buyback","bullets":["Net income $44.6M ($0.44 diluted EPS) vs $33.4M ($0.32) in Q2 2025; core EPS $0.44.","Net interest margin (FTE) expanded to 4.01% from 3.83% a year ago; core efficiency ratio improved to 52.24%.","Board declared quarterly cash dividend of $0.14 per share.","Board authorized additional $75M share repurchase program."],"urls":{"canonical":"https://secwatch.observer/filing/0000712537-26-000026","json":"https://secwatch.observer/filing/0000712537-26-000026.json","markdown":"https://secwatch.observer/filing/0000712537-26-000026.md","text":"https://secwatch.observer/filing/0000712537-26-000026.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/712537/000071253726000026/0000712537-26-000026-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/712537/000071253726000026/fcf-20260728.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-28T21:04:09.816215+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}