{"schema_version":"secwatch.filing_event.v1","accession":"0000713676-24-000006","form_type":"8-K","ticker":"PNC","cik":"0000713676","company_name":"PNC FINANCIAL SERVICES GROUP, INC.","filed_at":"2024-01-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.725981+00:00","generated_at":"2026-06-06T23:35:37.795360+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PNC reports 2023 net income $5.6B ($12.79 EPS); Q4 adjusted EPS $3.16","bullets":["FY2023 net income $5.6B ($12.79 diluted EPS); adjusted EPS $14.10 vs $13.85 in 2022.","Q4 2023 net income $883M ($1.85 diluted EPS); adjusted EPS $3.16.","Q4 revenue $5.36B, +2% QoQ; core NIE $3.41B included $515M FDIC special assessment and $150M workforce reduction.","Avg loans $324.6B (+2% QoQ); avg deposits $423.9B; CET1 9.9%; TBV $85.08.","Repurchased $0.1B common shares in Q4; ACL to total loans stable at 1.70%."],"urls":{"canonical":"https://secwatch.observer/filing/0000713676-24-000006","json":"https://secwatch.observer/filing/0000713676-24-000006.json","markdown":"https://secwatch.observer/filing/0000713676-24-000006.md","text":"https://secwatch.observer/filing/0000713676-24-000006.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/713676/000071367624000006/0000713676-24-000006-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/713676/000071367624000006/pnc-20240116.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T23:35:37.795360+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1dbc162be8086779b2ef1cf0c7c6193899a13203","claim":"PNC FINANCIAL SERVICES GROUP, INC. reported fourth quarter and full year of 2023 results: revenue $5,361, net income Net income of $5.6 Billion, EPS $1.85 diluted EPS or $3.16 as adjusted.","evidence_excerpt":"quarter For the year In millions, except per share data and as noted 4Q23 3Q23 2023 2022 Fourth Quarter Highlights ▪ Financial Results Comparisons reflect 4Q23 vs. 3Q23 Revenue $ 5,361 $ 5,233 $ 21,490 $ 21,120 Income Statement ▪ Revenue increased 2% due to strong noninterest income growth ▪ Core noninterest expense increased 5% primarily reflecting higher","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/713676/000071367624000006/0000713676-24-000006-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter and full year of 2023"},{"label":"Revenue","value":"$5,361"},{"label":"Net income","value":"Net income of $5.6 Billion"},{"label":"EPS","value":"$1.85 diluted EPS or $3.16 as adjusted"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}