{"schema_version":"secwatch.filing_event.v1","accession":"0000713676-24-000070","form_type":"8-K","ticker":"PNC","cik":"0000713676","company_name":"PNC FINANCIAL SERVICES GROUP, INC.","filed_at":"2024-10-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.855971+00:00","generated_at":"2026-05-30T15:02:04.524253+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"PNC Q3 net income $1.5B, EPS $3.49; NII up 3% QoQ, fee income up 10%","bullets":["Net income $1.5B vs Q2 $1.477B; diluted EPS $3.49 vs Q2 $3.39.","Revenue $5.43B (+1% QoQ); NII $3.41B (+3%); fee income $1.953B (+10%).","Tangible book value $96.98 (+9% QoQ); AOCI improved $2.4B (32%).","CET1 ratio 10.3%; repurchased >$0.1B common shares in Q3.","Net charge-offs $286M (0.36% annualized) vs $262M in Q2; ACL 1.65% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000713676-24-000070","json":"https://secwatch.observer/filing/0000713676-24-000070.json","markdown":"https://secwatch.observer/filing/0000713676-24-000070.md","text":"https://secwatch.observer/filing/0000713676-24-000070.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/713676/000071367624000070/0000713676-24-000070-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/713676/000071367624000070/pnc-20241015.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T15:02:04.524253+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}