---
schema_version: "secwatch.filing_event.v1"
accession: "0000713676-24-000070"
form_type: "8-K"
ticker: "PNC"
cik: "0000713676"
company_name: "PNC FINANCIAL SERVICES GROUP, INC."
filed_at: "2024-10-15T23:59:59+00:00"
generated_at: "2026-05-30T15:02:04.524253+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# PNC Q3 net income $1.5B, EPS $3.49; NII up 3% QoQ, fee income up 10%

## Summary
- Net income $1.5B vs Q2 $1.477B; diluted EPS $3.49 vs Q2 $3.39.
- Revenue $5.43B (+1% QoQ); NII $3.41B (+3%); fee income $1.953B (+10%).
- Tangible book value $96.98 (+9% QoQ); AOCI improved $2.4B (32%).
- CET1 ratio 10.3%; repurchased >$0.1B common shares in Q3.
- Net charge-offs $286M (0.36% annualized) vs $262M in Q2; ACL 1.65% of loans.

## SEC filing metadata
- accession: 0000713676-24-000070
- form_type: 8-K
- ticker: PNC
- cik: 0000713676
- company_name: PNC FINANCIAL SERVICES GROUP, INC.
- filed_at: 2024-10-15T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/713676/000071367624000070/0000713676-24-000070-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/713676/000071367624000070/pnc-20241015.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000713676-24-000070
- JSON: https://secwatch.observer/filing/0000713676-24-000070.json
- Plain text: https://secwatch.observer/filing/0000713676-24-000070.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.